FIRE Calculator

Calculate your path to financial independence

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How to Use FIRE Calculator

Enter expenses

Enter annual living expenses.

Enter savings

Add current portfolio and monthly savings.

View projection

See FIRE number and years to reach it.

Why Choose AllTools FIRE Calculator?

  • FIRE number (25x expenses)
  • Years to FIRE
  • Savings rate display
  • Investment growth projection
  • 4% rule application
  • No data stored

Related Resources

Frequently Asked Questions

What is the FIRE number?
Your annual expenses × 25. This is the portfolio size that can sustain your lifestyle using the 4% withdrawal rule.
What is the 4% rule?
The 4% rule says you can withdraw 4% of your portfolio annually in retirement with a high probability of not running out over 30 years.
Does this work on mobile?
Yes. All AllTools tools are fully responsive and work on phones and tablets.

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